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Merchant Services & Credit Card Processing

March 29, 2023


Being able to take credit cards is vital to giving the appearance of having a viable business. It also can vastly improve cash flow by eliminating the need to carry customers on terms (have accounts receivable) and reduce risks associated with taking personal checks (fees for depositing, cashing and/or financial impacts caused by any holds or float). Our merchant processing options allow you to select the method that is best suited for your business.

TSYS® Merchant Services

Payment Processing That Fits Your Business

Whether you accept payments online, by phone, in-store, or on the go, we have a solution that’ll fit your business.

We have teamed up with TSYS®, one of the nation's leading providers of payment processing services. It’s innovative and efficient payment processing solutions are designed to grow your business and boost your bottom-line. You’ll get powerful features like:

  • Credit and signature debit cards, ACH, UnionPay® and check verification
  • Quick and easy electronic application process
  • 24/7 US-based merchant support
  • Comprehensive 24/7 online reporting
  • American Express® card acceptance at the same rate as other payment cards*
  • Next-day funding available
Ready to find the right payment processing solution for your business? Click Here to get started today. Please contact our Business Deposit Specialist for more information at

Accept Credit and Debit Cards Wherever Your Business Takes You

Take control of how you accept payments with our online payment processing management system and payment gateway.

  • Real-time transaction processing
  • Recurring billing with tokenization for both one-time and recurring (automatic and manual) payments
  • Direct swipe via USB with no additional software

Powerful Web-based Management and Reporting Tools

Manage your business and accept payments from any computer that has access to the Internet.

  • Access detailed activity and transaction reports in real time
  • Create custom reports
  • View responses to chargebacks and retrievals

Mobile Processing Solutions

  • Accept Visa®, MasterCard®, American Express®, Discover®, UnionPay®, PayPal™ at the point of sale
  • Print or email customer receipts
  • Enter inventory items quickly and easily
  • Manage tips and tax rates

Competitive Flat Rate Fee

We can simplify your bookkeeping and potentially save you money by combining many of your monthly charges into a single flat monthly fee.

  • No hidden fees
  • You choose the fee tier based on monthly processing volume
  • Cost flexibility allows merchants to grow and still maintain low fees

Data Breach Security Program

TSYS® protects your business with the industry’s most powerful fraud prevention and security tools.

  • An industry-mandated audit for a suspected breach
  • Card replacement costs and associated expenses
  • Industry assessments and fines


Accept EMV® chip cards for maximum security and payment flexibility.

  • Protect your business from financial liability
  • Accept mobile wallets like Apple Pay®
  • Secure data transfer through encryption

Click Here to learn more or contact our Business Banker for more information at

* Merchants that process less than $1,000,000 in American Express annual charge volume may be program-eligible (certain restrictions and exclusions may apply). Apple and Apple Pay are registered trademarks of Apple Inc. Android is a trademark of Google Inc. EMV is a registered trademark or trademark of EMVCo LLC in the United States and other countries. All trademarks contained herein are the sole and exclusive property of their respective owners. Any such use of those marks without the express written permission of their owner is prohibited. ©2018 Total System Services, Inc. TSYS® is a federally registered service mark of Total System Services, Inc.® All rights reserved. TSYS Merchant SolutionsSM is a registered ISO of Wells Fargo Bank, N.A., Concord, CA; Synovus Bank, Columbus, GA, First National Bank of Omaha, Omaha, NE; and Deutsche Bank, New York, NY for Visa and Mastercard transactions only.